and i would, really i would like to know how my federal tax dollars, you know, fund his insurance policy, how he can turn around and fine me for not purchasing something i can't afford in the first place. martha: yeah, and now there's -- >> it doesn't add up. martha: -- members of congress are trying to make sure their employees are dwrfed in. >> absolutely. martha: that whole issue, as well, is a real red herring as it turns out. it felt like some of these so-called substandard plans if you got them before the law was passed, that you would be able to keep that plan. but it looks like in the law it's very easy to become ungrandfatherred because the plans seem to sort of change a little bit all the time, right? >> exactly. and even, you know, having private health insurance they increase the premiums every so often, and so we would have to either increase our deductible or whatever, and i have a feeling that's what happened to us. we had to increase our deductible to $5,000 to be able to afford the premium. and because we did that, now my policy is not available anymore. martha: that is